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Why pay retail prices?
At United Loan CO, we buy, sell, and pawn a variety of gently used items. We invite you to shop with us first and save money on quality, clean merchandise. We work hard to carry an amazing selection of previously loved items that we know you want or need.
Stop in and browse our selection of tools, televisions, computers, musical instruments, jewelry, and much, much more.
You can also find us on Ebay!
For Google Compliance for Personal Loans & Pawn Shops.
- The is no minimum or maximum term for our pawns. If you receive a pawn from United Loan Co you are allowed to pick up your pawn after two business days as per the Chicago Municipal code OR keep your pawn here as long as you would like. Interest accrues on a monthly basis and must be paid accordingly.
- Pawn transactions are transactions in which you "PAWN" a personal item in exchange for an amount of money for a specific period of time (Our tickets are good for 90 days). Your item(s) serve as a guarantee for the money borrowed. On your due date, you have the option to pay your transaction in full and redeem your item(s) or you may choos to extend the transaction (if applicable) by simply paying the charges/fees due. Another option is to not pay the pawn transaction by the maturity date and simply forfeit the item(s) you presented for pawn.
- Maximum APR on a MLA Pawn is 35% APR.
- The total cost on an MLA Loan will not exceed 35.99% APR even after all applicable fees are applied.
- United Loan Co does not require pawns to be repaid within 60 days of the pawn date.
- Pawn transactions may be prepaid at any time without prepayment penalties.
- For example, a pawn transaction for the value of $100 loan taken out for 90 days would require a repayment of the principle amount plus the finance charges for a total of $109. APR can vary for other pawns based the amount borrowed and according to state guildlines.